Introduction and acceptance
By accessing or using communiosocial.com, you agree to these Terms of Use and our Community Guidelines. If you do not agree, do not use the site. You must be at least 13 years old and able to form a binding contract.
Your account
Keep your login credentials secure. You are responsible for activity under your account. Provide accurate profile information and do not impersonate others.
Your content
You retain ownership of content you post. You grant Communio Social a non-exclusive license to host, display, and distribute your content to operate the service. You are responsible for what you post, including forum posts, group content, and vendor listings.
Community and posting
User-generated content reflects individual contributors—not professional advice. See our Community Guidelines for posting rules.
Marketplace sellers
If you sell products through hosted checkout on communiosocial.com, you also agree to the Marketplace Seller Policy. Sellers are independent merchants responsible for fulfillment, returns, and refunds. Communio Social is not the seller of record for marketplace transactions.
FRED® API data and reference prices
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
communiosocial.com uses the FRED® API for approximate reference metal valuations in ROI features. We do not represent that reference prices are accurate, complete, or suitable for investment or commercial valuation.
By using price or ROI features, you agree to the FRED® API Terms of Use.
See also Legal Notices, Privacy Notice, and FRED® Legal Notices.
Required FRED notice: This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Data sources lists series details.
Prohibited uses
Do not use the service for unlawful activity, harassment, fraud, spam, or to mislead other users. See the Community Guidelines for details.
Enforcement
We may remove content, restrict features, suspend accounts, or terminate access for violations of these Terms or the Community Guidelines.
Disclaimers
The site and its data are provided "as is" without warranty. Content is informational only and not financial, legal, or professional advice.
Limitation of liability
To the fullest extent permitted by law, Communio Social and its operators are not liable for decisions you make based on user content or third-party data shown on the service.
Changes
We may update these Terms. Material changes may require you to accept the updated Terms before continuing to use authenticated features.
Contact
Questions: use Feedback or contact support through your account settings.